Flood Insurance

Flood losses are not covered by your homeowners insurance policy

One of the first things that you need to perform when you purchase a new home is to definitely get Flood Insurance. Most of the time, flood losses are not covered by any homeowners insurance policies, which makes it an imperative thing to get your own Flood Insurance.

Most of the time, flood waters will damage your home entirely, and they will even decrease the amount of security that your home provides, which means that getting a Flood Insurance is one of the best things that one can perform in order to be safer and more secure.

Floodwaters have the power to damage not only your home and sense of security, but also your financial future. How can you protect your most important investment in case of flooding?

Are there any methods that you can use in order to protect your home in those dire situations when flooding will attack your home, is Flood Insurance a solution in this regard? One of the methods would be to hope that you receive federal disaster relief in case such a thing happens

Option 1: Hope that you’ll receive Federal disaster relief if a flood hits.

Many people wrongly believe that the U.S. government will take care of all their financial needs if they suffer damage due to flooding. The truth is that Federal disaster assistance is only available if the President formally declares a disaster. Even if you do get disaster assistance, it’s often a loan you have to repay, with interest, in addition to your mortgage loan that you still owe on the damaged property.

Most importantly, you must consider the fact that if your home is flooded and disaster assistance isn’t offered, you’ll have to shoulder the massive damage costs alone. The bottom line is that if you’re looking for secure protection from financial loss due to flood damage, Federal disaster assistance is not the answer.

Option 2: Buy flood insurance and stay protected no matter what.

When disaster strikes, flood insurance policyholder claims are paid even if a disaster is not Federally declared. Flood insurance means you’ll be reimbursed for all your covered losses. And unlike Federal aid, it never has to be repaid.

In general, a policy does not take effect until 30 days after you purchase flood insurance. So, if the weather forecast announces a flood alert for your area and you go to purchase coverage, it’s already too late. You will not be insured if you buy a policy a few days before a flood.

All you need to do is to complete this Flood Insurance quote with your information and then submit it immediately. We will provide you with a quote based on your request so you can see how important it is to get your own Flood Insurance as fast as possible. Don’t hesitate and contact us right away, we will deliver you a fast and professional Flood Insurance experience that you will appreciate for sure!

Flood - Insurance Quote

Fill out the following form as completely as possible. Once you have completed the form, click the Submit button to send your information. Your request will be handled promptly.


Name (First, Last):

Street Address:

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Primary Phone Number: ext

Alternate Phone Number: ext


Current Insurance Company:


NFIP Community Number:

Flood Risk Zone:

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Year Built:

Number of Stories Including Basement:

Year of Last Major Construction:

Amount Requested on Building Coverage:

Amount Requested on Contents:

Estimated Cost of Building Replacement: